JCPenney Credit Card: This Synchrony Payment Hack Saved Me $500! — Key Highlights

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“paying it off” means you used a credit card to purchase something so you are now in debt to whatever entity paid it for you.

So if you have a jcp card they basically gave you a loan for.

From canceling your minimum monthly payment to eliminating up to $10,000 of your synchrony account balance, the optional payment security program can help you and a joint account.

You purchased payment security four months ago when you opened your credit card account.

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